WhatsApp Message Templates

Finance & BFSI

Credit Card Payment Reminder Template

Utility template reminding cardholders of payment due — minimum due, total outstanding, due date, and secure payment URL.

Send T-5 and T-1 days before due date. Utility category for agreed credit relationship. Mask full card number — last 4 digits only.

Route PAID replies to reconciliation queue. Complement with EMI reminder for loan products.

Sample Template Copy

Hi {{1}}, your *{{2}}* credit card payment is due on *{{3}}*.

Minimum due: ₹{{4}}
Total due: ₹{{5}}

Pay securely: {{6}}

Reply PAID if already settled.

Variables: {{1}} cardholder_name, {{2}} card_last4, {{3}} due_date, {{4}} min_due, {{5}} total_due, {{6}} payment_url

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